Loan products
Four loans. Every rate published.
Salaried worker, registered business, organised group or susu association — there is a TrustBridge loan shaped for how you earn. Rates, fees and terms are on this page, disclosed upfront. No hidden charges.
Individual
Salary Loan
GH₵ 500–50,000 for salaried employees, repaid monthly from your pay.
Interest
5–10%
per month, flat
Amount
₵500–50k
GH₵
Tenure
6 months
maximum
PurposePersonal needs, business, education, medical, asset purchase.
RepaymentMonthly instalment — salary deduction, bank transfer, or Mobile Money.
SecuritySalary assignment, personal guarantee, or cash collateral.
FeesProcessing 5–6% · insurance 0.5–1.0% of principal, at disbursement.
Business
SME Loan
GH₵ 1,000–200,000 for stock, equipment and business expansion.
Interest
3–10%
per month, flat
Amount
₵1k–200k
GH₵
Tenure
6 months
maximum
PurposeWorking capital, stock, equipment, business expansion.
RepaymentMonthly instalments or lump sum at end of tenure.
SecurityBusiness assets, inventory, cash collateral, or personal guarantee.
FeesProcessing 5–6% · insurance 0.5–1.0% of principal, at disbursement.
Community
Group Loan
GH₵ 500–20,000 per member, backed by the group's own guarantee.
Interest
4–7%
per month, flat
Amount
₵500–20k
GH₵ per member
Tenure
6 months
maximum
PurposeTrading, agriculture, services, income-generating activities.
RepaymentWeekly or monthly group repayment schedule.
SecurityGroup guarantee — joint and several liability of all members.
FeesProcessing 5% · insurance 0.5–1.0% per member per loan cycle.
Savings group
VSLA Loan
GH₵ 200–10,000 per member, secured by the group savings pool.
Interest
3–6%
per month, flat
Amount
₵200–10k
GH₵ per member
Tenure
6 months
maximum
PurposeAgricultural inputs, petty trading, household needs.
RepaymentWeekly contributions or lump sum repayment.
SecurityGroup savings pool held as collateral.
FeesProcessing 5% · insurance 0.5% per member per loan cycle.
No hidden fees
Every charge, disclosed before you sign.
Interest is a flat monthly rate. Processing fee, GH₵ 20 registration and loan insurance are all collected at disbursement — never buried in your instalments. If cash collateral is required, you know before you accept the offer.
What every loan carries
Flat monthly interest
Quoted per month on your loan — 3% to 10% depending on the product and your profile.
Fees collected at disbursement
Processing fee (5–6%), GH₵ 20 registration and loan insurance are taken once, upfront.
Loan insurance included
Covers the outstanding balance if the borrower dies or is permanently disabled — your family never inherits the debt.
Disbursed within 48 hours
After acceptance, funds go to your bank account or Mobile Money wallet — MTN, Vodafone or AirtelTigo.