Licensed microcredit · Adentan, Greater Accra

Building financial bridges for a better future.

Fast, transparent, affordable credit for salaried workers, small businesses, groups and susu associations across Ghana — with every rate and fee published before you sign. From application to cash in as little as 4 days.

Apply now See how it works

Cash in your account within 48 hours of acceptance.

A seamstress at work in her Madina workshop.

Mensah Fabrics · Madina

Licensed

microcredit institution — Adentan, Greater Accra

5–10%

flat monthly interest, published for every product

48 hrs

from acceptance to cash in your account

6AM – 5PM

open every day of the week

Our ASAP promise

Accessible

Credit for salaried workers, SMEs, community groups and susu associations — from GH₵ 200.

Fast

Verification in days, an offer letter by day 3, cash within 48 hours of acceptance.

Accountable

Every rate and fee published upfront and collected in the open. No hidden charges.

Product-focused

Four loan products, each shaped to how its borrowers actually earn and repay.

Loan products

Four loans to match every need.

See all loans

Salary Loan

GH₵ 500–50,000 for salaried employees, repaid monthly from your pay.

For salaried workers

SME Loan

GH₵ 1,000–200,000 for stock, equipment and business expansion.

For registered businesses

Group Loan

GH₵ 500–20,000 per member, backed by the group's own guarantee.

For groups & cooperatives

VSLA Loan

GH₵ 200–10,000 per member, secured by the group savings pool.

For susu groups

A borrower story

Akosua Mensah in her fabric stall at Madina Market.

“The officer came to the stall. She saw what I sell and how fast it moves. The offer fit my week, not a form.”

GH₵ 4,000

working capital

machines added

6 mo

to repay in full

Akosua Mensah runs Mensah Fabrics in Madina Market. She borrowed for working capital before the festive season, bought stock ahead of the rush, and put two more machines behind her stall. She repaid over six months. Now she employs her niece.

Read Akosua Mensah's full storyShared with consent. Figures are representative.

The application process

Application to disbursement in as little as 4 days.

STEP 01

Apply

Complete the form and attach your documents — in person, by phone, or on WhatsApp. That's Day 1.

STEP 02

Verification & assessment

Your loan officer verifies employment, income and identity, then runs the credit bureau check. Day 1–2.

STEP 03

Offer letter

A signed offer with the amount, rate, instalment and every fee — valid for 7 days. Day 2–3.

STEP 04

Disbursement

Accept, and funds arrive within 48 hours by bank transfer or Mobile Money — MTN, Vodafone or AirtelTigo.

Loan calculator

Price your loan before you apply.

Pick your product, set the amount, rate and tenure — and see the instalment, total repayable and every fee before you talk to anyone.

Representative figuresYour exact rate within each product's published range is set by credit assessment.

Open the calculator

A Salary Loan ofGH₵ 5,000

GH₵ 500GH₵ 50,000

Over

6 months

Each month at 6% flat

GH₵ 1,133.33

Representative example. Your rate within 5–10% per month is set by credit assessment.

Talk to a person

Ask us to call you. A real officer, not a queue.

Leave your number and when suits you. The officer who covers your area calls back, usually the same day. Prefer to type? Message us on WhatsApp instead.

Request a callback WhatsApp us

Open every day, 8:00 AM – 5:00 PM. We never charge to talk.

Andrea Apeku

Field officer · Adenta, Madina, Frafraha

One of them covers your area, and will call.

Request a callback