Loan calculator
Price your loan before you apply.
Real published rates, real fees — flat monthly interest, processing fee, GH₵ 20 registration and insurance, all in one honest estimate.
GH₵ 5,000
GH₵ 500GH₵ 50,000
7.5%
5% — best profile10%
6 months
1 month6 months — maximum
Salary Loan — for permanent and contract salaried employees. Repaid by monthly salary deduction, bank transfer or Mobile Money. Security: salary assignment, personal guarantee or cash collateral.
Salary Loan · estimate
GH₵ 1,208.33
per month × 6 instalments
PrincipalGH₵ 5,000
Interest (7.5% × 6 months)GH₵ 2,250.00
Total repayableGH₵ 7,250.00
Processing fee (5–6%)− GH₵ 250.00
Registration fee− GH₵ 20.00
Loan insurance (0.5–1.0%)− GH₵ 50.00
You receive at disbursementGH₵ 4,680.00
We carry these inputs to your application, so your loan officer already knows what you were exploring.
This is an estimate, not an offerYour exact rate within each product's published range is set by credit assessment of your income and profile. All loans are subject to assessment and management approval.